NASAA Preemption Risk Explained In IAR Ethics CE Class
How current federal preemption proposals could weaken investor safeguards and shift much more liability risk onto advisers.
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Watch or read 8-minutes of this class to sample the learning experience. 
NASAA Preemption Risk Explained In An Ethics IAR CE Class examines the role of state securities regulation in protecting investors and supporting ethical advisory practices. Advisors learn how blue-sky laws, state licensing, and offering reviews apply to private placements, alternative investments, and digital assets.
This class is approved CPA CPE. It is being submitted for review by CFP Board and IWI for 2026 credit, but not 2025 credit. It was submitted for NASAA IAR CE approval on December 12, 2025. NASAA review can take up to a month, but is usually a couple of weeks.
It is prudent not to rely on this class for 2025 IAR CE credit. Instead book an appointment on your calendar to take this class after January 5, 2026. By then, it is likely to have received NASAA approval, allowing IARs to start the year strong by earning one of the three credits required in 2026 focused exclusively on ethics, and not professional responsibility. If the class is approved sooner than expected, it will become available for 2025 IAR CE credit; just don't plan on it! NASAA classes prominently display their Course ID numbers. NASAA's $3 per class filing fee is included with membership ($60 quarterly).
This class analyzes how current federal preemption proposals could weaken investor safeguards and shift liability risk onto advisers.
NASAA Preemption Risk Explained In An Ethics IAR CE Class examines the role of state securities regulation in protecting investors and supporting ethical advisory practices. Advisors learn how blue-sky laws, state licensing, and offering reviews apply to private placements, alternative investments, and digital assets.
The class analyzes how current federal preemption proposals could weaken investor safeguards and shift much more liability risk onto advisers.
Participants gain practical due-diligence and client-communication strategies to uphold fiduciary duty during this period of regulatory change. Designed for IARs, CFPs, CPAs, and fiduciaries, the class emphasizes real-world implications of NASAA preemption in today's unusual regulatory environment. You learn to:
| Understand why state securities regulation first came about and including the origin of blue-sky laws and investor protection. |
| Explain NASAA's role in coordinating state regulators. Describe how states harmonize oversight without surrendering authority. |
| Identify which advisers fall under state jurisdiction. Distinguish state versus federal registration obligations. |
| Apply state oversight to private and alternative offerings. Evaluate registration, disclosure, and exemption requirements. |
| Assess anti-fraud authority in exempt offerings. Recognize continued state enforcement despite federal exemptions. |
| Evaluate regulatory gaps in crypto and digital assets. Identify where state oversight may be sole protection. |
| Analyze federal preemption proposals affecting advisors. Explain CLARITY Act and similar legislative risks. |
| Assess due-diligence risk if state oversight erodes. Adjust advisory practices under reduced regulatory protection. |
| Integrate fiduciary duty amid regulatory uncertainty. Apply duty of care and loyalty to higher-risk assets. |
| Implement client education and advocacy steps. Communicate regulatory risk and investor protections clearly. To earn 1 IAR CE credit-hour, you must successfully complete these five steps displayed in a left-side menu: 1. Instructions Assessments are designed to be easy to pass if you pay attention to the instructor or read the transcript. |
Who Should Attend:
CFPs, CIMAs, CPAs, CPA/PFSs, and other financial practitioners subject to NASAA's Model CE Rule.
Cost:
Free to Advisors4Advisors members ($60/Qtr).
Credit Details: 1 hour
Submitted for IAR CE.
Field of Study: Ethics
Prerequisites: None
Advanced Preparation: None
Course Level: Basics
Course Delivery Method: On-Demand
Approved CE/CPE Provider:
Advisors4Advisors is approved as a provider of IAR CE by the North American Securities Administrators Association.
Advisors4Advisors is approved by the National Association of State Boards of Accountancy (NASBA) as a Quality Assurance Service (QAS) Self-Study Provider, enabling CPA financial planners to earn CPE credit on-demand via webinars on A4A, as well as on live webinars.
State boards of accountancy retain final authority on course acceptance. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors at www.nasbaregistry.org.
Advisors4Advisors is approved as a CE sponsor by CFP Board, and by Investments & Wealth Institute, enabling credit for CFP®, CIMA®, and CPWA® professionals. This class may not be approved for credit by CFP Board or IWI.
For information regarding administrative policies, such as refunds, cancellations and complaints, mail [email protected].