Advisors4Advisors

Approved by CFP Board, IWI and NASBA as well as NASAA Products and Practice IAR CE (Course ID# C27842).  

This 1.5-credit class is 75-minutes long. It shows how to drive down investment expenses and deliver a wide variety of low-expense broadly diversified portfolio models that can be personalized to each client for as little as 10 basis-points. 

In doing so, the class reveals a way to run a fee-only professional services firm offering financial advice. Practitioners learn how to  diversify clients' core portfolios at a low expense, while getting paid an asset-based fee for providing personal advice on tax minimization, financial planning, and specialized investments.  

Understanding how investment costs erode a portfolio is essential to a professional, and this course explores the long-term impact of fund expenses and advisory fees during the portfolio accumulation and retirement income phases of client's lives. 

While focusing on low-expense investing, however, the hidden value of the class is that is spells out a way of building a sustainable fee-only business model that is compliant and puts clients first.

Through detailed analysis and real-world examples, attendees learn how small differences in costs—measured in basis points—can lead to large differences in outcomes. The session also introduces the seven-asset/12-category portfolio as a practical way of building low-cost, diversified portfolios. 

Advisors gain insights into managing sequence-of-return risk, aligning asset allocation with withdrawal strategy, and helping clients preserve and grow their retirement savings.

This class helps fiduciaries guide clients toward what's in their best interest while structuring the service for a fee that is is annually recurring and sustainable, making it eligible for fulfilling the IAR CE six-credit ethics requirement. Ten lessons this class teaches:  

Craig L. Israelsen, Ph.D., has been a regular contributor to Advisors4Advisors since April 2009. Prof. Israelsen has taught about family financial management at universities for over three decades and is currently Executive-in-Residence in the Financial Planning Program at Utah Valley University. He teaches classes toward earning a CFA charter and  CFP desination. He's a regular contributor to AAII Journal.  Craig's methodology provides a system to manage low-expense portfolios and educate clients on A4A. 

Who Should Attend:
IA Reps, CFPs, CPA financial planners, CPA/PFSs, CIMAs, CLUs, ChFCs,, CFAs, and other professionals who seek a deeper understanding of diversified portfolio strategies.

Cost:
Free to Advisors4Advisors members ($60/Qtr).

CPE Credit:
1 hour, Ethics field of study

Prerequisites: None
Advanced Preparation: None
Course Level: Update
Course Delivery Method: On-demand webinar replay

Approved CE/CPE Provider:
Advisors4Advisors is approved as a provider of IAR CE by the North American Securities Administrators Association.

Advisors4Advisors is approved by the National Association of State Boards of Accountancy (NASBA) as a Quality Assurance Service (QAS) Self-Study Provider, enabling CPA financial planners to earn CPE credit on-demand via webinars on A4A, as well as on live webinars. 

State boards of accountancy retain final authority on course acceptance. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors at www.nasbaregistry.org.

Advisors4Advisors is approved as a CE sponsor by CFP Board, and by Investments & Wealth Institute, enabling credit for CFP®, CIMA®, and CPWA® professionals. 

For information regarding administrative policies, such as refunds, cancellations and complaints, mail [email protected].