Designing a retirement portfolio is not simply a matter of extending what was employed during an individual’s accumulation years. For retirees, especially those at risk of outliving their portfolios, assets may be allocated more broadly to lessen the risk of bad timing – that is, sustaining a devastating bear market loss just before or after retirement. In addition, as money is systematically withdrawn, suddenly, the risk of the sequence of returns looms much larger.
The objective of this 1-credit class is to remind practitioners of the key variables that determine retirement portfolio survivability, including:
Solutions for reducing the risk of a poor sequence of returns in the early stage of retirement and other retirement portfolio risks are illustrated using a spreadsheet designed by course instructor Craig L. Israelsen, Ph.D. The Retirement Portfolio Analyzer, a powerful Excel spreadsheet for solving and illustrating client retirement financial planning solutions, is included with an optional 2-credit elective course.
For RICP® and RMA® practitioners, this class presents a different approach and adds perspective.
Craig L. Israelsen, Ph.D., has been a regular contributor to Advisors4Advisors since April 2009. Prof. Israelsen has taught about family financial management at universities and is currently Executive-in-Residence in the Financial Planning Program at Utah Valley University. He teaches classes toward earning a CFA charter. He's a regular contributor to AAII Journal. Craig provides a system to manage low-expense portfolios and educate clients on A4A.
Who Should Attend:
IA Reps, CFPs, EAs, CFAs, CPA financial planners, CPA/PFSs, CIMAs, CLUs, ChFCs, and other professionals who seek a deeper understanding of diversified portfolio strategies.
Cost:
Free to Advisors4Advisors members ($60/Qtr).
CPE Credit:
1 hour, Economics field of study
Prerequisites: None
Advanced Preparation: None
Course Level: Update
Course Delivery Method: On-demand webinar replay
Program Policies:
Advisors4Advisors is approved as a provider of IAR CE by the North American Securities Administrators Association.
Advisors4Advisors is has been approved by the National Association of State Boards of Accountancy (NASBA) as a Quality Assurance Service (QAS) Self-Study Provider, enabling CPA financial planners to earn CPE credit on-demand via webinars on A4A, as well as on live webinars.
State boards of accountancy retain final authority on course acceptance. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors at www.nasbaregistry.org.
Advisors4Advisors is approved as a CE sponsor by CFP Board, and by Investments & Wealth Institute, enabling credit for CFP®, CIMA®, and CPWA® professionals.
For information regarding administrative policies, such as refunds, cancellations and complaints, mail [email protected].
