1. Benchmarking Target Date Funds Should Be An Easy Decision: Procedural Prudence
(Matching tags: Due Diligence,target date funds,401(k))

Fiduciaries have a duty to monitor and evaluate their target date funds’ (TDF) performance, but what's the right benchmark?  ...

2. Target Date Fund Safe Harbors Attract a Minefield of Imminent Litigation
(Matching tags: 401(k),advisor technology,asset allocation,client satisfaction,fiduciaries,financial advisor,goals,integrity,investment fiduciaries,retirement,risk,suitability,target date funds,value proposition)

Fiduciaries selecting target date funds (TDFs) generally believe that they are protected from litigation by two safe harbors: QDIA status, & safety in numbers.. But there’s more to selecting ...

3. SMART Funds Have Outperformed Over The Past Five Years And Should Continue To Do So
(Matching tags: target date funds,retirement planning,retirement income)

Target date funds are difficult to evaluate because they gradually reduce risk, i.e. equity exposure, through time. In evaluating these funds, therefore, two questions are relevant: What is the “right” ...

4. Why Target-Date Funds Fail
(Matching tags: target date funds,retirement planning,retirement income)

Most target-date funds are riddled with problems, and one of the most fundamental is a mismatch of incentives that allows fund companies to profit at the expense of investors.  ...

5. Best And Worst Performing Target Date Funds In 2011
(Matching tags: target date funds)

The 2011 performance of target date funds (TDFs) serves as a progress report on protecting the vulnerable, namely those in or near retirement.  ...

6. Best Practices Index Offers Better Choice For Benchmarking Target Date Funds
(Matching tags: target date funds,benchmarking,S&P)

Benchmarking target date funds is easy because there are only two choices: the S&P Target Date Indexes or the Safe Landing Glide Path.  ...

7. Adding Exotic Risk Management Strategies To Target Date Funds Is Yielding Mixed Results
(Matching tags: target date funds,risk,derivatives)

Funds that have added leverage, derivatives or options over the last three years are getting mixed reviews from advisors.

8. Abandon Hope In Retirement Objectives Of Target Date Funds
(Matching tags: target date funds,retirement plans,retirement income)

The “promise” of target date funds (TDFs) is to replace pay and to manage longevity risk. These would be good objectives if it weren’t for the fact that target date funds are not a reasonable ...